Before you work out how much you can afford to repay, you can start to set…

Buying within your means isn’t just about buying in outer rim suburbs. For example, are you…

At times there may be government or developer incentives to buying. At the time we purchased…

Whilst your lender will determine the maximum amount of money they would be willing to lend…

Now that you have worked out how much you can repay, you may look at this…

Ok, let’s take a step back to how much you can repay. How much can you…

We borrow money to satisfy our desire to buy what we want (e.g., house, car, holiday,…

Ok, this is the point when we really need to start thinking. When you start making…

Once you have worked out why you are buying, how long you would like to take…

So you’ve worked out how much you are happy to repay, and you know how long…

If you already have a loan and you know how long you want to pay your…

What we have been doing up until this point is working out your maximum loan amount…

Now that you know the cost of additional expenses and the amount you can borrow, and…

When I was in my early 20s, although I already had a loan (a university loan),…

There are usually three options available to borrowers on paying off their home loan. These are:…

In Australia, when you purchase a property, the lender will lend you 80% of the ‘value’…

Whatever your situation, it is important to understand as much as possible about the current loan…

When you speak with lenders, place yourself in the position that you want to understand as…

Take notes Bring along a pen and pad to take notes. Of course, you can write…

The following questions can help you to better understand the loan products you are about to…

Point 1: Find out how much they will lend you Up to this point I have…

The ultimate question is, how much should I borrow? And the ultimate answer is… it’s up…

When we purchased our first home, our ‘why’ determined that we could only afford a studio…

Before you purchase a home, there are some things you need to organise. Firstly, ensure you…

When you have decided on what you want to buy and know your why, it’s time…

During the settlement period stay in regular contact with your lender, solicitor, and the real estate…

When you commit to paying your home loan off faster, it can be very easy to…

Being mindful about your own money habits can help you to stay motivated, to break old…

Firstly, let’s start with the single most important money habit for everyone. It’s known as the…

Did your eyes roll reading the title of this chapter? One important but often overlooked money…

In reading this blog, you have now got 5 important money habits to work on for…

There are also other ways that you can make the most out of your home loan…